Ratings

In the insurance business, an agent's future opportunities for the continuation of earnings are as important, if not more important, than current ones. As in any business, the financial stability of an insurance corporation is of paramount importance. Through the years, some of our competitors have chosen to withdraw from the market -- but not United American. The financial integrity of any company may be measured by the ratings assigned by independent, outside analysis, as seen below.

A.M. Best
A.M. Best is the oldest independent insurance industry analyst. Best reviews quantitative and qualitative company performance - spread of risk, soundness of investments, adequacy and valuation of reserves and the experience of management as well as competent underwriting. For over 30 consecutive years, UA has received an A+ (Superior) rating for its overall company financial strength (as of 06/07).

Standard & Poor's
We are also rated AA- ?Very Strong? for Financial Strength by Standard & Poor?s (as of 11/07).