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Illinois, Nevada, South Dakota and West Virginia have approved new 2000 rates for Plan DMSB.

Iowa has approved new 2000 rates for Plan G.

Kentucky has approved new 2000 rates for Plans B and C.

Mississippi has approved new 2000 rates for Plans D and G.

New rates for IL, KY and MI are effective 1/15/00.

Rates for DC, IA, MS, NE and NV are effective 1/31/00.

Rates for NM, NC, SD and WV are effective 2/15/00.

Check your state(s) ProCare rate memo for complete effective date information and cut-off dates for business written with old rates.

Only Plan F Age 65 rates will be shown in VisionOnLine.

As 2000 ProCare approvals are received, existing Medicare Supplement customers who are currently on the $3 ACF Partners program will be converted to enhanced ACF Partners for $5 per month. Details regarding this enhanced service are included with your rate increase notice.

LTC Underwriting Reminder
When writing Long Term Care business, it is important to know the following:

Paramed Exams
Agents must request a paramed exam only under these circumstances:

• Applicants are age 70-84.
• The Unlimited benefit is requested.

If an agent orders a paramed exam on a prospect who does not meet these requirements the agent requesting the test will bear the full cost of the exam - the Home Office will NOT reimburse this unnecessary expense.

Attending Physician’s Statement (APS)
Under no circumstances will an agent ever need to order an Attending Physician’s Statement. If UA’s Underwriting Department deems it necessary to order an APS on a client, they will send a notice to the Branch telling them one has been ordered. The agent can help speed the underwriting process by calling the client to alert him that an APS request has been sent to his doctor and encourage him to call his doctor to send the completed form back to UA.

Please read “Instructions To Request The LTC Paramed Personal Assessment” on the LTC application or Underwriting Guidelines for Long Term Care for more information.

Medicare Supplement Business: Any United American Agent materials showing the 1999 Medicare Part A deductible should be replaced with updated 2000 supplies. This includes the Side-by-Side guides and outlines of coverage. New ProCare rate cards will be printed as 2000 rate increase approvals are received; app/brochures are still current.

As we reported in December’s Vision, the Branch Office Division letter-writing campaign paid off with the passage of the Medicare Balanced Budget Refinement Act of 1999. We’d like to continue recognizing each Branch that participated. At this time, we thank the men and women of Charleston, SC for sending 1,500 letters and Springfield, MO-W for sending 220 letters and e-mails. Thanks T.E.A.M.!